Fill in the fields below and press the calculate button!. Monthly Payment you can afford: Cash Available for downpayments & closing costs: Annual Mortgage Interest Rate (%): Term of Mortgage Loan (years): Closing Costs (as % of home purchase price) 0.00% 0.05% 0.10% 0.15% 0.20% ... Estimated Annual Homeowner's & Mortgage Insurance and Property Taxes (as % of home sales price) 0.00% 0.05% 0.10% 0.15% 0.20% ...